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who we are


Full Service Independent Adjusting Firm

T&L Adjusters is a full service, independent, adjusting firm serving all of Alberta. Our team of 17 adjusters features a wealth of experience and expertise, and can handle your claims involving auto, property and/or liability losses.

Despite consistent growth and expansion over the years, T&L has maintained its "boutique" quality.

T&L Adjusters is proud to maintain long standing relationships with our clients over our 35 year history in Alberta.

our history


  • 1980 - The Beginning

    Dave Dobie and Bud Townsend begin operations as Dobie Townsend Adjusters Ltd.

  • 1986 - New Partnership

    Mike Leedham joins the firm.

  • 1991 - Dave Retires

    Dave retires and the firm changes it's name to Townsend & Leedham Adjusters Ltd.

  • 2010 - Bud Retires

    After more than 30 great years, Bud Townsend retires.

  • 2015 - New Name, New Location

    Townsend & Leedham Adjusters Ltd. moves to its new location and changes its name to T&L Adjusters Ltd.

service area


servicing the province of Alberta

From our offices in Edmonton we address claims throughout Alberta.

our team


Morris Blatz - Partner

An adjuster since 2004 Morris specializes in commercial and personal lines property, liability, farm, and equipment loss.

Tammy Borowicz

A member of team T&L Adjusters since 2001 Tammy is a licensed Level 1 adjuster working primarily on auto adjustments.

Jean Cebuliak, C.I.P.

With a start in the industry in 1978 Jean brought a vast amount of experience with her when she joined T&L in 2005. Jean has extensive experience handling automobile claims and can also handle liability and property claims.

Joann Christou

Starting in 1986 Joann moved to Independent Adjusting in 2000 and joined T&L in 2010. Joann has experience in bodily injury, casualty, liability, Section B, auto and minor property claims.

Dean D'Agostini, F.C.I.P., C.R.M. - Partner

Starting in 1991 Dean become an independent in 2005 and became a Partner at T&L in 2007. Dean's focus is on property, including residential, farm and commercial damage claims.

Jeff DeNeve, F.C.I.P.

Adjusting claims since 1989 Jeff has experience with commercial, property and liability losses. Jeff has training in mediation and serves as the chair of the Adjusters and the Alberta Insurance Councils.

Katelin Foster

Joing T&L in 2013, Katelin handles Auto Claims, Accident Benefits, and Subrogation Files

Cory Gilliam, B.A., C.I.P. - Partner

An independent adjuster since 2008 Cory has experience in property, auto and liability claims, but he specilaizes in propery losses and has handled extremely large corporate and government claims.

Dale Mah, F.C.I.P., C.R.M.

Beginning his insurance career in 1996, Dale joined T&L in 2011 with experience in bodily injury, casualty, liability and automotive claims.

Justin Paul

Justin started as an adjuster in 2005 becoming an independent in 2010. Justin has experience in all areas of auto claims, as well as residential property loss.

Mike Leedham, A.I.I.C.

Starting in 1972, Mike made the switch to independent adjusting in 1986. Mike has experience in almost all lines and enjoys handling a variety of claims.

Blair Richmond, A.I.I.C. - Partner

Adjusting for over 20 years Blair joined T&L in 2004. He specializes in severe and complex injury, liability and casualty claims.

Debra Schultz, C.I.P.

Beginning her career in 1991 as an independent adjuster, she received her associateship in 1995 graduating as Top associate in Canada she joined T&L in 2000.

Chris Twardzik, C.I.P. - Partner

Adjusting since 1990, Chris moved to T&L in 2004 and became partner in 2007. Chris has experience with the most lines of coverage, but focuses on all aspects of property damage claims.

G. (Guy) Valle, F.C.I.P., C.R.M.

Guy has more than 15 years experience in claims, and joined T&L in 2015. He handles all forms of automobile claims, including serious bodily injury, fatalities and pedestrian accidents, as well as complex liability matters.

Keira Wilding, C.I.P

Keira started her adjusting career in 1992. She has experience with commercial and residential property claims, as well as handling Alberta CAT claims.

Chris Zambo, F.C.I.P. - Partner

Starting in the 1990s and working for several national insurers, Chris managed the Edmonton branch of a national environmental remediation company, before returning to independent adjusting. Chris handles auto, bodily injury and liability issues.